Day One After My Car Wreck – Insurance Nightmares Begin by Jamie Gilcig – February 14, 2013
CFN – What is wrong with insurance companies? Or is it just mine? I just had my first real accident in over 30 years of driving.
My poor car has been totaled, and I have a case of whiplash.
And I’m grateful. I could have been a statistic, and am very grateful I’m not. What I didn’t expect this morning was to get rained on with industry jargon and boilerplate by my insurance broker, MLS in Alexandria, nor my insurance company adjuster from Economical.
I understand the biz to a point. Insurance companies don’t like writing cheques and the smaller ones they write the better…..for them. I get that.
What I do know, or at least thought, is that when you need insurance, at that moment of crisis, it’s important that the people you give your money to take care of you, do. And so far that has not been the case sadly.
When you’ve been sandwiched between two cars that last thing you want to do the morning after is have someone try and hustle you with numbers and percentages, and you don’t have this thingy or that thingy in your policy.
So the lesson for all of us to learn is to have our policies read over by a lawyer before signing or someone that understands each and every single word and potential loophole. And look at each piece of paper sent to you.
At the end of the day we’re all responsible for our own actions, but I have to share that as someone that works in marketing they sure as heck are not helping their biz right now.
Do you have any good or horrific insurance stories? You can post them below.