Nightmare with Economical Car Insurance Continues! Day 30 Still with No Assistance! No Answer from CEO Karen Gavan

Nightmare with Economical Car Insurance Continues! Day 30 Still with No Assistance! No Answer from CEO Karen Gavan

dead mercCFN – Well I’m still plugging away after my three car crash here in Cornwall.   My insurance company, Economical Insurance had dug their heels in so I released Para Legal Supreme James Moak on them.  Mr. Moak is 4-0 in representing me.

James Moak

Sure enough Economical responded to Mr. Moak not wanting to go to court; but sadly didn’t really up the bar by much.   They added a few hundred dollars to their offer after writing off my car which is in fact repairable.

After our last story I was asked in comments about the other cars and here are the pictures.    The VW Golf  (Car “A”) below is the car I hit and then was smashed into again by Car “C”.

accident golf

As you can see, in spite of being hit by me and then having my car bounced into it the damage is not as brutal as that sustained by my own car at the top of the page.

accident echo

Car “C”, this Toyota seems barely scratched.   No air bags deployed in any of the vehicles.

ABC

Economical still hasn’t given me a rental as they insist on only covering 50% of the cost as well as only 50% of the insurance.  They are only agreeing to cover 50% of the storage on my car as well as we wait for this process to evolve.

My emails to Ms Karen Gavan, CEO of Economical have also still be unanswered.

At this point it looks like we’re off to court.  We will keep updating this story as it plays out.  And again, a case like this really highlights why we need auto insurance reform in Ontario.

You can post your insurance Lemon’s and Laurel’s below.

Cornwall Free News

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17 Comments on "Nightmare with Economical Car Insurance Continues! Day 30 Still with No Assistance! No Answer from CEO Karen Gavan"

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Greg Kielec
Guest

Get this thing settled to your benefit, as much as you can reasonably achieve given Economical’s track record at steamrolling over clients with justifiable claims, then run as fast as you can — as soon as you are able — to another insurance company.

I ran to Desjardins Insurance and have never been more happier after leaving my hapless Brister Group broker and Economical behind.

Nonbeliever
Guest

Good to know.. I have economical as well… Is it time to change insurance companies or is it time for co-op style insurance for Ontarians…?

Nic Parker
Guest

Your vehicle is a Total Loss. If this is your 5th time with representation perhaps you should be more careful on the road. Less risky drivers on the road = lower rates for good drivers.

George Gordon
Guest

I would like to respond but it would be kinda lenghthy.

George Gordon
Guest

I was hoping editor would have said yes go ahead!

George Gordon
Guest
Thanks Jamie for getting back to me . I have had the oppurtunity to review your article re :the loss of your car . Firstly I find it very strange that no one has got back to you . Perhaps you may have just dismissed what you may have been told . My understanding is that since the early 1990, as a result so I understand it that ,the cost of solving automobile losses were very costly . Insurance companies as a group decided to investigate a better way of solving losses . I’m led to believve that they insurance… Read more »
George Gordon
Guest
Hi Jamie seems like my info got cut off somehow . As I was saying now that you have a person of legal mind representing you, the odds of hearing directly from your Ins Co. are slim to none .It is a No No!! when a client has legal representation . I still have a free coffee on this one .you may in court get a few extra bucks for your ca, but the odds of you winning 100 % r next to none .I believe if you check with Mr Moak he will tell you more then likely you… Read more »
Jane doe
Guest

Good luck Jamie… It is very hard to fight insurance companies.. In the past I usually just go along with them.. Assuming you had a choice in your garage of choice for appraisal… Rental cars are usually automatic..

Jane doe
Guest

I truly hope you come out of this ok.. I do not experience with Ontario Insurance.. I only pay the big premiums and hope I am covered when I need it..

George Gordon
Guest
Hi Jamie Daniel previously mentioned that take the money and run. I think he was right on .How do you justifye fairly . I have provided you all the info to establish the actual cash value @ the time of your loss and a person of legal mind would no doubt consider the same way .That is how it operates . ECO must have had there appraiser value your assett, or had an independent appraiser the value your car . This is what any Co.would do .These plp do nothing but ascertain the value so that the adjuster can or… Read more »
George Gordon
Guest
Hi Jamie, I fully understand where you are coming from. But and a big but, what the Ins .Co.is offering what you are legaly entitled to no more no less .You are being offered what you are entitled to . The difference here is that you are partialy responsable for the accident . In this incident they are agreeing to provide 50% of the value established on your car . I have no idea of it’s value but for eg. lets say it’s worth $5000.00 What they are going to offer you is only 50% of that figure as there… Read more »
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